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Personal Loan

Personal Loan

Update on: April 18, 2021

Personal Loan is the most common type of consumer loan offered by banks and lending companies in the Philippines. This type of loan, in most cases, is unsecured or does not require the borrower to provide a collateral to the lender. If all eligibility requirements are met and you have all the minimal necessary documentary requirements handy, you can easily apply for a loan online.

Personal Loan Details

Loan Type : Conumer Loan
Loanable Amount : ₱30,000 up to ₱2,000,000
Loan Terms : 12, 18, 24, 36 mos
Monthly Interest Rate : 1.39% - 3.00%
Collateral : Not required
Processing Time : 3 - 7 Business days

Note: The range of monthly interest rate specified above may change at anytime without prior notice.

Eligibility Requirements

  • Must be a Filipino citizen aged between 23 and 60 years old
  • Presently employed in a private sector for at least 10 months
  • Applicant must have regular or permanent employment status
  • With a minimum monthly basic salary of:
    • ₱20,000 - For NCR and GMA based applicants
    • ₱16,000 - For Provincial based applicants
    Note: Not including allowance, overtime pay et al.

Documentary Requirements

  • Front and back copy of 2 valid primary IDs
  • Front and back copy of company ID
  • Duly signed photocopy of latest ITR | BIR Form 2316
  • 2 months latest payslip
  • Certificate Of Employment
  • Completely filled out and singed application form
  • Other documents as may be deemed required

Easy Steps On How To Apply

Applying for a personal loan is simply easy. Just follow the easy steps below. Once you are all set, it only takes less than 48 seconds to get your eligibility-to-apply-for-loan result.

  • Step 1
  • Completely fill-out the sign-up form to submit. You will receive a verification code with your login credential via email.

  • Step 2
  • Once you are logged in, accurately answer few easy questions and get your eligibility to apply for loan in no time.

  • Step 3
  • Our system will automatically schedule you to receive a call from one of our representatives. Ensure to take the call to avoid any delays.

    Note: Our official and dedicated phone numbers for outbound calling are +63.905.24.WAYNE (92963) and +1.888.94.WAYNE (92963). Any calls or sms received other than these numbers are not from Loans Dito.

  • Step 4
  • Completely submit all documentary requirements needed for the processing of your loan application.

Easy Steps On How To Apply For Personal Loan
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