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Student Loan

Student loan is a non-collateral financial aid used to help students and parents pay for school expenses. Guaranteed with flexible repayment terms, low and affordable rate. Apply now for a student loan to secure your child’s future. Remember, your child is never too far away from her dream career. You can have your child take her first steps on the path to the future.


Product Details


  • Maximum Loan Amount: Php 1,000,000 or up to 7 times of your basic monthly salary
  • Monthly Add-On Rate: Ranging from 1.39% to 1.79% accross all loan terms
  • Payment Terms: 3 – 36 months
  • Processing Time: 7-10 Banking days
  • Monthly Amortization: Varies

Eligibility Requirements


  • Must be 23 – 50 years old Filipino citizen
  • Must be employed in private sector
  • Must be employed for at least 1 year with your current company
  • Must be receiving a monthly basic salary of:
    • Category 1: Php 20,000.00 – For Non-BPO
    • Category 2: Php 27,000.00 – For BPO
    • Category 3: Php 15,000.00 – For Provincial
  • With existing checking account or credit card (Preferred but not required)
  • With good credit history with no unpaid bank loans and delinquent or closed credit card

Documentary Requirements


  • Completely filled out and signed application form
  • Scanned copy of latest ITR | Form 2316r
  • Front and Back copy of valid company ID with signature
  • Front and Back copy of two (2) valid government issued IDs
  • Latest two (2) months payslip
  • Certificate of employment (not more than 2mos old)
  • Latest Proof of Billing Statement
  • Latest 2 months credit card statement of account (If applicable)


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